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Hometown Community Bank

Privacy Notice rev. 10/2018

FACTS	WHAT DOES HOMETOWN COMMUNITY BANK DO WITH YOUR PERSONAL INFORMATION
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also require us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number Account balances Payment history Transaction or loss history Credit scores Checking account information When you are no longer our customer, we continue to share your information as described in this notice.
How?	All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Hometown Community Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does Hometown Community Bank share?	Can you limit this sharing?
For our everyday business purposes- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes- to offer our products and services to you	No	We don't share
For joint marketing with other financial companies	No	We don't share
For affiliates' everyday business purposes- information about your transactions and experiences	No	We don't share
For our affiliates' everyday business purposes- information about your creditworthiness	No	We don't share
For nonaffiliates to market to you	No	We don't share

Questions?

Call 320-795-2562 or go to www.hcbmn.com

What we do
How does Hometown Community Bank protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Hometown Community Bank collect my personal information?	We collect your personal information, for example, when you Open an account Give us your contact information Pay us by check Provide your mortgage information Make a wire transfer We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?	Federal law gives you the right to limit only Sharing of affiliates' everyday business purposes- information about your creditworthiness Affiliates from using your information to market to you Sharing for nonaffiliates to market to you States laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and non-financial companies. Hometown Community Bank does not share with our affilliates
Nonaffiliates	Companies not related by common ownership or control. They can be financial and non-financial companies. Hometown Community Bank does not share with nonaffiliates so they can market to you.
Joint Marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Hometown Community Bank doesn't jointly market.